Although federal student loans always protect the borrower, depending on your situation, you may be eligible for the following options:
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If you become seriously ill or lose your job, you may be eligible for the federal disability program. Under this program, you can postpone or hold your payment for the next several months.
If you are not able to handle the monthly repayments well for the decided 10-year tenure then you may be eligible for Income-Driven Repayment (IDR).
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If you are re-enrolling in school or college to pursue another degree, you may still be able to defer federal student loan payments until your new degree coursework is complete.